European companies use Unified Account to automate reconciliation of all their credit card, bank transfer and SEPA direct debit payments, from all currencies and sales channels.
Unit payments
Discover the payment methods available from your CentralPay unified account
Accept payments from any credit card, simplify your customers’ payment experience, and manage multiple currencies.
Receive your customers’ SEPA transfers in your unified account, instantly identify the issuing customers via virtual IBANs, and automatically match them to your receivables.
Send SEPA direct debit requests to your customers, create online SEPA mandates in less than a minute, and automatically debit their bank accounts.
Recurring payments
Discover the recurring payment management possibilities of CentralPay’s unified account
Register credit cards and SEPA mandates, set up payment plans, and debit your customers’ payment methods in total security.
Register credit cards and SEPA mandates, set up payment plans, and debit your customers’ payment methods in total security.
Divide a payment into several installments, debit your customers’ credit card or bank account, and automatically repeat several attempts if it fails.
POS payments
Link your electronic payment terminals (EPT) to your CentralPay account so that every POS payment is automatically associated with an omnichannel customer profile. Frequent customers are identified by their credit card, whether they pay via the website, remotely or in-store.
Notifications
Notify your customers and alert your staff automatically when an event occurs on your CentralPay account. You control the content of each notification from customized templates, and define how it’s sent: by email, SMS or Json format. You can automate your collections’ monitoring, customer payment reminders and database updates.
Learn all about our Unified Account
By opening an account with CentralPay, each entity (individual or legal entity) is automatically assigned :
Two types of operations are used within the CentralPay payment account:
The balance of the CentralPay payment account cannot be negative. To make a repayment, you must have sufficient funds in your account. In some cases, it may be mandatory to keep a portion of your funds in reserve in your account, which guarantees the availability of funds in the event of a refund or dispute.
No. These two accounts differ in several respects:
Partly. In addition to a CentralPay account and a payment account, platforms operating third party payments also have :
Each CentralPay payment account, backed by an online payment API, is associated with a unique French IBAN, enabling you to receive SEPA credit transfers and direct debits on your account, in addition to traditional card payments.
What's more, CentralPay's membership of the SEPA network means you benefit from repeated updates several times a day. You'll see your customers' transfers and direct debits arrive in just a few hours.
Tell our sales teams about your project and your payment volumes.
We'll send you a feasibility analysis and an appropriate pricing proposal.
Our technicians will guide you through our API documentation to get your integration up and running quickly and smoothly.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
