With CentralPay direct debit payment, you can send direct debit requests, create mandates in less than a minute and automatically debit bank accounts.
Collect your customers' personal information and bank details in less than a minute from a secure online form.
Your customer signs the mandate electronically by entering the code received on his phone. The mandate is saved on your CentralPay account and will be available to validate a future direct debit payment in just 1 click.
A hosted payment page to optimize your online checkout and automate your collection process, without any technical effort.
To optimize the customer's payment experience.
Collect and send your customers' banking and personal details to the CentralPay API, or use the Smart Collection module to integrate a complete direct debit payment journey, without any technical effort.
Learn all about CentralPay direct debit payments
SEPA is the European Union's initiative to simplify and harmonize bank transfer payments, direct debits and credit card payments in euros within the 30 member countries of the European Economic Area.
Among the SEPA payment method, SDD (SEPA Direct Debit) is the direct debit system that enables creditors to collect payments from their debtors in accordance with SEPA rules. A SEPA direct debit payment and an SDD payment therefore correspond to the same service.
A distinction is made between SDD Core and SDD B2B:
SDD payment offers several advantages:
A customer has 13 months from the date the account is debited to contest a direct debit payment. In this case, the merchant will have to pay a fee of up to €20 to cover those charged by CentralPay's bank for each refused transaction.