Manage your platform with a third party payment module

Easy Wallet is accessible to all online platforms, registered in Europe, that operates third party payments: B2B, B2C or C2C marketplaces, crowdfunding platforms, crowdlending or crowdequity as well as retail networks.

Under the Directive on Payment Services 2 (PSD2), which regulates platforms operating on behalf of third parties, three options are possible:

• Be a registered Payment Institution with the ACPR: This accreditation allows you to manage your collections and transfers in total autonomy. However, it requires sufficient financial, human and technical resources to be and remain in line with the regulator’s requirements.
• Applying for an authorization exemption: There are exceptional grounds for obtaining an exemption from the ACPR, for example in the case of “limited range of products and services” or “limited network of acceptors”.
• Become a Payment Service Provider Agent: Platforms can integrate and distribute regulated payment services to their users, relying on an authorized payment institution like CentralPay. These Payment Service Provider Agents are supported by their Payment Institution on various subjects: compliance with the regulations governing Payment Services (regulation, reporting, AML/CTF, etc.), removal of technical barriers and validation of financial plans to collect and transfer their transactions.