Automate your payment collection at the best price
Standard
Offer for companies carrying out own account payments
Control your transaction costs with simple, transparent PSP pricing.
Credit cards
1.4% + €0.20
For European customer cards
2.5% + €0.20
For business or non-European cards
SEPA credit transfers & direct debits
0.5% + €0.20
For SEPA transfers with virtual IBAN or payment initiation service
0.7% + €0.20
For SEPA direct debits with e-mandate
Custom
Offer intended for companies carrying out own account payment volumes of more than €1 million a year, or for platforms carrying out third party payment volumes of more than €10 million a year.
Benefit from an offer tailored to your business model, your collection volumes and your transaction volumes.
Discounts based on payment volumes
Detailed, interchange-based pricing model
Adaptability of the offer according to your business model
Find out more about our fees, sorted by module and type of operation
Unified collection account
1.4% + €0.20
EEA customer cards (CB, VISA, Mastercard)
1.4% + €0.20
EEA Business cards (CB)
2.4% + €0.20
EEA business cards (VISA, Mastercard)
2.4% + €0.20
EEA customer and business cards (American Express)
2.5% + €0.20
International customer cards (Visa, Mastercard)
2.9% + €0.20
International business cards (Visa, Mastercard)
2.9% + €0.20
International customer and business cards (American Express)
SEPA direct debit payments
0.7% + €0.20
SEPA Direct Debit payment (Core)
SEPA Credit Transfer payments
0.5% + €0.20
Incoming SEPA transfer on Virtual IBAN
Payment initiation service
0.5% + €0.20
Payment initiation service
Payments in currencies other than EUROS
On request
According to IN and OUT currency
Bank card authorization
Included
In card payment fees
3D Secure 2.0 authentication
Included
In card payment fees
Refunding a card transaction
€1
By operation
Standard card transaction dispute
€30
By operation
SEPA transfer to bank account (payout)
€0,15
By operation
Payment notification
Included
By email or JSON
€0,10
By SMS
Remote payment module
Smart Push payment links
Included
No extra charge
Smart Push automated reminders
Included
By email or JSON
€0,10
By email or JSON
Customize and add your logo
Included
No extra charge
Third-party payment module
Acquisition costs on escrow wallet
On request
Interchange + CentralPay service fee model
Fees for payment wallet creation, KYB “legal entities” and account maintenance
€1.95 / month / active wallet
Fees for payment wallet creation, KYC “natural persons” and account maintenance
€2.95 / wallet
then €0.10 / month / active wallet
Anonymous e-money wallet creation fees
€0.10 / wallet
Fees for transferring funds to third-party wallets
Included
No extra charge
ACPR Declaration
to obtain Payment Service Provider Agent or Electronic Money Distributor status
On request
According to project
Wallet creation, configuration, and integration support costs
On request
According to project
* Mandatory fields
Learn all about CentralPay pricing
Interchange++ refers to the sum of commissions debited from the merchant's online payment transactions. It consists of :
This calculation enables you to determine the exact cost of each of your transactions.
Yes, for SEPA direct debit transactions. In the event of a dispute, the merchant will be charged a fee of between 15 and 20 euros. This fee covers the costs paid by CentralPay to the bank for each rejected transaction.
Yes. There are certain types of industry and business models we can't operate with. See the full listing on the special sectors page.
It depends on your project. We may apply a set-up fee, which varies according to the technical complexity and level of configuration required by merchants. For more information on our price list, please contact our sales team.
Yes. Detailed fees per transaction are visible from your backoffice and in your transaction exports. Each month, an invoice showing commission, technical and other fees is also sent to the billing email you have entered.
Tell our sales teams about your project and your payment volumes.
We'll send you a feasibility analysis and an appropriate pricing proposal.
Our technicians will guide you through our API documentation to get your integration up and running quickly and smoothly.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
